Optimize your debt portfolio sales
Streamline and maximize the sales process with NovaDebt. From portfolio preparation to post-sale management, digitalize your entire debt sales process.
Market Challenges & NovaDebt Solutions
A concrete answer to every debt sale challenge
Sub-optimal sale prices
Opaque bilateral negotiations, limited buyer competition
Competitive online auction system that maximizes competition and improves sale rates
Long and costly processes
Manual exchanges, physical data rooms, months of delays
Integrated digital platform: single portfolio upload, data room, paperless workflows
Complex post-sale management
Manual contract tracking, fragmented communication between parties, multiplied exchanges and processes per buyer
Automatic portfolio transfer to post-sale management: integrated after-sale tracking, centralized communication, complete history
Extra-European technology dependency
Solutions hosted outside the EU
100% European infrastructure, sovereign hosting, EU 2023/2083 compliance
Complex GDPR compliance
Manual anonymization, limited traceability, leak risks
Automatic data anonymization, complete logging, end-to-end encryption, granular access control
Optimized auctions
An auction system designed to maximize your portfolio value
among buyers to maximize sale price
Simplified preparation
Upload your portfolio once. NovaDebt automatically structures and anonymizes the data for the data room.
Competitive bidding
Invite qualified buyers. The online auction system ensures transparent and fair competition.
Real-time auctions
Buyers bid on the platform. You follow the progress in real time with a complete dashboard.
Post-sale transfer
Automatic transfer of the sold portfolio to after-sale management, with integrated tracking and centralized communication.
Operational efficiency
Simplify every step of debt portfolio sales
Simplified preparation
Single portfolio import with automatic data validation and anomaly detection.
Single upload
One import feeds all stages: data room, auctions, contracts, reporting.
Automatic data room
Automatic data room generation with configurable anonymization of sensitive data.
Smart anonymization
Automatic and reversible anonymization of personal data, GDPR compliant.
Centralized communication
Integrated messaging between sellers and buyers with complete history and notifications.
NDA & Terms management
Integrated management of non-disclosure agreements (NDA) and terms of use.
Optimized back-office workflows
| Task | Before | With NovaDebt |
|---|---|---|
| Portfolio import | Days | Minutes |
| Data room preparation | Weeks | Automatic |
| Auction management | Manual | Real-time |
| Reporting | Spreadsheets | Live dashboards |
European sovereignty
A 100% European infrastructure to protect your data
Sovereign hosting
Infrastructure hosted exclusively in certified European data centers, with no data transfer outside the EU.
European hosting
Infrastructure hosted by Clever Cloud, a European provider. Data stored in France/EU, with no transfer outside the European Union.
EU 2023/2083 compliance
Full compliance with the European directive on non-performing loan (NPL) markets, effective 2024.
Auditable source code
Transparent and auditable architecture. Security audit possible by your teams or a trusted third party.
GDPR Compliance
Data protection at the heart of every feature
Automatic anonymization of personal data in the data room. Only necessary data is exposed.
Complete and verifiable data deletion on request, with destruction certificate.
Complete logging of all access and modifications via Event Sourcing. Immutable audit trail.
AES-256 encryption at rest, HTTPS in transit. Role-based access control (seller/buyer).
Data export in standard formats (CSV, JSON). Documented API for integration with your systems.
Security measures
Ready to optimize your debt portfolio sales?
Contact us for a personalized demonstration of the NovaDebt platform.